دانلود رایگان ترجمه مقاله امنیت تراکنش های مالی با استفاده از پیام کوتاه موبایل (نشریه Nadiapub 2015)

امنیت تراکنش های مالی با استفاده از پیام کوتاه موبایل

Financial Transaction Security Using Mobile SMS

Abstract

Almost every business uses SMS for various reasons to increase sales and brand exposure and Mass alert to everyone. 80% of cell phone users carry their phone all the time. Sending a text message to their cell phones is the perfect way to alert them of any urgent information, such as a change of appointment, or product ready for pickup etc. Mass alert are an ideal way for school districts to send alerts to parents regarding school closings, changes in schedules etc.

The short message service (SMS) is one of the highly used and well-tried mobile services with global availability within all GSM/CDMA networks. The existing SMS is limited to the transmission of secure plain text between different mobile phone subscribers and server for different purpose. SMS does not have any built-in procedure to authenticate the text and offer security for the text transmitted as data [5], because most of the applications for mobile devices are designed and developed without taking security into consideration [6] [7], But we can use SMS service to protect our financial transaction by enable or disable the account apply some security on SMS. It will help to control fraud on financial traction by ATM or online fund transfer. In this paper detail an overview of SMS transmission and how to apply security on SMS to transfer from one point to another point.

1 Introduction

The point-to-point SMS provides a mechanism for transmitting “short” messages to and from wireless handsets. This service makes use of a short message service center (SMSC) which acts as a store and forward system for short messages. The wireless network provides transport of short messages between the SMSCs and wireless handsets. In compare to existing text message transmission services (such as alphanumeric paging), the service elements are aimed to provide guaranteed delivery of text messages to the endpoint [1, 2, 3].

A differentiating characteristic of the service is that a vigorous mobile handset is able to receive or submit a short message at any time, self-governing of whether or a voice or data call is in progress. SMS also guarantees delivery of the short message by the network. Temporary failures are identified, and the short message is stored in the network until the target becomes available [3, 4].

SMS is considered by out-of-band packet delivery and low-bandwidth message transfer. Initial applications of SMS focused on excluding alphanumeric pagers by permitting two way general purpose messaging and notification services, primarily for voice mail. As networks technology matured, a diversity of services were introduced like electronic mail and fax integration, paging integration, interactive banking, and information services such as stock quotes. Wireless data applications include downloading of SIM cards for activation, debit, and profile editing purposes. Now days, SMS is playing vital role in banking, advertisement sector and validation Purpose. In this paper, we are consider, the application SMS to control fraud applying security mechanism.